Car accident No Insurance Calculates Cost. Read up on the specifics of car accidents no insurance. Know what you need and what you do not need to get a policy that covers your family and yourself. It’s not something to be taken lightly, either.
Many people have lost their lives due to an accident because there was no insurance policy in place for them. If you are in a situation like this, you need to get the attention of your lawyer, who can help you file a case against the other party so that you are protected financially.
In case of an accident, if you do not have valid motor insurance for a third party liability policy then two cases will be filed against you- a criminal case (for negligent driving) and the second one to get the claim you would have to give compensation to the family of the deceased.
The process of filing cases is quite simple:
Car accident No Insurance Calculates Cost Price
- You file a police complaint.
- The police take down your statement The police send it along with photocopies.
- The police forward all these documents along with an affidavit
- The police issue summons.
- You be informed.
- You sign the summons.
- You make payment.
- Your case is closed.
- Police take down all these documents again.
- You take out third party liability insurance.
- Police issue ticket
- Police sends summons.
- 1You sign the ticket.
- Police takes down all these documents again.
- 1You take out third party liability insurance.
- Police issues fine 18 –20 )If there is a problem during this whole process ,then it means that there is some mistake or some mistake has occurred while processing this information but we will fix it on next time .
A car accident without insurance can be a life-changing event for a lot of people. Everyone has their own set of reasons and reasons don’t have to be the same. Here are some things you need to know about car accidents no insurance in India:
The size of the family:
How much money you and your family have to pay for this catastrophe is crucial. The bigger the family, the more expensive it will be.
Age:
Doctors, dentists, and ambulance services may not be able to provide necessary care at the age of 10 or even 10 years old. But, if your child is older than 10 years old, you need to make sure that he/she gets medical care before that time when it is too late for them to do anything about it.
Age difference between parents and child:
If your child is older than his or her parents, then it can get complicated; especially if you want them to go abroad for their treatment, which may cost a lot of money. So if you feel that your child will benefit from getting treatment abroad, then you must talk to his/her doctor about this and get as much information as possible about how much money he or she could save after paying for travel expenses.
Cost of travel expenses:
If there are any travel expenses involved in getting the medical attention required by your son/daughter after an accident, then you should talk to his/her doctors about this right away because sometimes these types of accidents can happen just because they are going somewhere else on vacation (in their case they went on a trip).
The doctor should tell you what kind of payment options he/she has available depending on how many hours it costs him/her to take care of his/her patient during that period (you need to ask him/her whether he/she can give priority when dealing with cases involving children who are younger than 10 years old).
Foreign health insurance:
You will also need foreign health insurance if there are any treatments required for your child who was injured in an accident because now you have no way or little way of paying for them since none of your regular health insurance covers accidents like these anymore either (most European countries require foreign health insurance).
If this happens and none of your family members gets foreign health insurance then there might not be anyone who would be willing to cover his/her treatment costs in case someone needs emergency help because now
Qualification
The most common reason for car accidents without insurance is that you do not have valid motor insurance for a third-party liability policy. In case of an accident, if you do not have valid motor insurance for a third party liability policy then two cases will be filed against you- a criminal case (for negligent driving) and the second one to get a claim you would have to give compensation to the family of the deceased.
To know whether your situation is covered by motor insurance or not, ask a professional who has experience in this field. It’d be better if you can get a quote from a licensed agency or compare different quotes with many companies.
In case of an accident, if you do not have valid motor insurance for a third party liability policy then two cases will be filed against you- a criminal case (for negligent driving) and the second one to get a claim you would have to give compensation to the family of the deceased.
In conclusion, our life, relationships, and emotional health are very dependent upon our health and well-being. As we grow older, many things become more difficult; some even go away forever.
We grow older because of us; we become less independent because we lose our independence; we lose our independence because we don’t take care of ourselves enough; we become limited because we don’t exercise enough; and ultimately, sickness comes before death — illness is an inherent part of life and who knows when it might happen?
The way I see it, I should just quit living – just grab my bucket list book – call my wife – tell her I love her – leave this world as soon as possible without regretting anything that happened before today… And I started reading! This book taught me how bad it was! And no matter what happens tomorrow… I was already done with life!
- I had almost finished reading this book when suddenly something unexpected happened… The author suddenly died! And there I am reading his last words: “Be at peace with yourself”
- … “Seek happiness right here right now!!!?!?!?” He died in his own house! What should I do now? A few days later my house was also destroyed by fire… What should I do now? Should I move on with my life?! And so on…
- My answer to all those questions is NO!!! Do not let ANYTHING stop your pursuit for happiness!!! Do not allow any thing which is physically or mentally harming YOU!!! Do not allow
Motivation
In case of an accident, if you do not have valid motor insurance for a third party liability policy then two cases will be filled against you- a criminal case (for negligent driving) and the second one to get the claim you would have to give compensation to the family of the deceased.
The chances of getting a car accident without insurance in India are very less. But we are helpless victims when it comes to accidents. We use our best efforts as pedestrians, drivers, and cyclists but our mistakes are fatal ones. Some people who are not aware of their rights can take advantage of them easily.
You should always read the terms and conditions carefully before accepting any offers by people seeking car accident insurance in India. Some companies offer free trial offers or free insurance which is completely against the law. The company can legally fine you for this practice.
Car accident without insurance india
If your car is stolen, you need to go to the Police station and tell them what happened. But what if it was an accident? How can the police deal with motor vehicle accidents without insurance? How can they trace the car and passengers?
It is a mandatory procedure in India for the Police to recover vehicles from the site of accidents. In case of car accidents, if the driver does not have insurance then two cases will be filed against him- criminal case (for negligent driving) and the second one to get a claim you would have to give compensation to the family of the deceased.
Bike accident without insurance in india
When you have an accident, you may have to pay for the damages caused by the accident. And a car insurance policy is a must for the protection of your life and property.
The reason behind this is that when you are in an accident, you are at risk to suffer injuries and other damages. One of the most important things, which will help you in solving your problem is knowing what is your right insurance coverage coverage for bicycle accidents in india.
The reason why we need to pay attention to this subject, especially when it comes to bike accidents without insurance in India since we all know that some people do not have any insurance cover for their bike accidents.
In fact some even think that if they were insured then they would be able to get away with it or simply avoid paying any costs at all due to their lack of protection. But what happens if there are no insurances or coverage available? How can you get justice then?
- For example, imagine someone had been in an accident but did not take out any motorcycle insurance policy or even had no third party liability policy at all which was meant to protect him or her from the consequences of his/her negligence?
- There would be no way in which he could get justice against such incidents on account of his lack of protection as he would not be covered by his own motorcycle insurance policy and he would also suffer injuries because of such incidents as well.
- And if he/she does not have any third party liability cover for their own personal injuries as well then how will they get justice against those people who did cause them harm? That’s where this article is going to help you- we will tell you about car accident no insurance car accident no insurance.
In case of an accident, if you do not have a valid motor insurance for third party liability policy then two cases will be filled against you- criminal case (for negligent driving) and the second one to get claim you would have to give compensation to the family of the dec.
The reason behind this is that when you are in an accident, you are at risk to suffer injuries and other damages. One of the most important things, which will help you in solving your problem is knowing what is your right motorcycle insurers car accidents india coverage coverage for bicycle accidents in india .
The reason why we need to pay attention to this subject, especially when it comes to bicycle accidents without coverage india , since we all know that there are some
Minor car accident no insurance
In case of an accident, if you do not have a valid motor insurance for third party liability policy then two cases will be filled against you- criminal case (for negligent driving) and the second one to get claim you would have to give compensation to the family of the dec prisoner.
The third step is to file in civil court, wherein you would be required to give a compensation of Rs. 5000/- which is the maximum amount that can be filed in civil court for a minor car accident without insurance.
If you are thinking about filing for a minor car accident without insurance, there are several options that can help minimize your legal risks. It is better if it is not your fault at all because having said that, it is also important that people do not blame you when they come across issues like this.
However, there are some measures that can help avoid any problems with your legal affairs such as:
- Apply for a separate motor insurance policy so as to avoid any hassle and confusion.
- Follow the rules and regulations of the state in which you live.
- Get proper professional counseling on how best to deal with such situations.
- Pay attention to the traffic rules especially during rush hour hours.
- Finally, make sure that your car has all necessary safety equipment like seat belts and anti theft devices.
Don’t miss taking out such small accidents from your mind. You could end up loosing everything if you don’t take care of them. So even though it may appear impossible now but try not lose hope if something goes wrong or happens due to other reasons but remember that it takes time for legal matters to move forward so come up with a plan before going ahead with anything else;
Car accident no insurance not my fault
Car accidents are not the thing we like to think about. Hit by a car or a bus and injured, you may be shaken but not hurt. But when the accident is your fault and you are unable to pay for medical bills, it may be even worse.
In the case of car accident, if you do not have a valid motor insurance for third party liability policy then two cases will be filled against you- criminal case (for negligent driving) and the second one to get claim you would have to give compensation to the family of the deceased person.
To avoid such unfortunate situations, it is always better that you opt for an accident insurance policy which provides cover against liability in case of an accident or traffic violation while driving your vehicle. Such policies come with various benefits; including:
Insurance cover in case of any accident caused by your negligence.
Get exclusion from paying any damages arising out of the same.
Paying indemnity only if there was no negligence on your part while driving.
Car accident without insurance not at fault in india
Accidents happen, and even if you’re not the one who causes it, accidents can still occur. It is only natural that accidents will occur. The fact is that the law does not punish innocent parties in such cases.
Accidents do happen and can have serious consequences for people involved. Accidents can also be caused by things outside of a person’s control like road conditions and weather conditions. Accident claims are covered by insurance policies but also by many personal injury lawsuits as well.
In case of an accident, if you do not have a valid motor insurance for third party liability policy then two cases will be filled against you- criminal case (for negligent driving) and the second one to get claim you would have to give compensation to the family of the deceased victim.
Single car accident no insurance
Single car accident without insurance – this is a very common case in India. In the absence of a valid insurance policy for third party liability, the victims have to face criminal case for negligent driving and the second one to claim would be to get compensation from the family of the deceased.
As per Indian law, if there is no valid motor insurance for third party liability insurance policy then two cases will be filled against you- criminal case (for negligent driving) and the second one to get claim you would have to give compensation to the family of the deceased.
Supreme court judgement on release of uninsured vehicle
In case of an accident, if you do not have a valid motor insurance for third party liability policy then two cases will be filled against you- criminal case (for negligent driving) and the second one to get claim you would have to give compensation to the families of victims.
The Supreme Court on June 27, 2017 released a judgement that says that in case of an accident which does not have a valid insurance for third party liability policy then two cases are filled against you – criminal case (for negligent driving) and the second one to get claim for compensation.
The judgment rules out any option by insurers to pay the family of your victim without any proof. As per the judgment, it will be mandatory for all such vehicles to be insured by third party liability policies. The judgment also says that no insurance company can use subjective opinion in determining if the amount agreed upon by parties is fair or not in relation to damages awarded by court.
In case of damage caused due to negligence, it will be mandatory for a person who has been charged with negligence or who has been convicted with negligence, the court will have final say on the amount payable as compensation in respect of damage caused through his/her negligence or conviction.
It also rules out any option by insurance companies (usually a personal injury insurer) to pay their share of compensation at rates lower than those fixed by law. It also says that if an insurer does not agree with court’s decision about what amount is fair and what is not, it cannot be called as “insurance company” and will be treated as “third party” henceforth.
Borrowed car accident no insurance
Today, the number of car accidents are increasing day by day. If you get into a car accident in India but do not have valid insurance (liability policy) then two cases will be filled against you- criminal case (for negligent driving) and the second one to get claim you would have to give compensation to the family of the deceased.
These accidents may occur due to several reasons. Bad weather conditions, traffic jams, sudden change of road or other reasons. A vehicle can also fall into if it is damaged by an animal i.e. wild animals or people’s negligence in any way and they fall onto the road.
Although, these accidents may occur due to several reasons, it is always better if you have valid Motor Insurance policy which covers third party liability for your vehicle as well as liability for other vehicles on your road side from time to time. Please read this article carefully in which we explain about Motor Insurance Policy and how it works:
http://www.india-insurance-lawyer-blog.com/cadre_of_indian_insurance_lawyers/motor_insurance_policy/
The 2nd thing that should be kept in mind is that no one can really predict what kind of accident will occur during a drive on public roads and highways but having insurance liability covered for both your personal property as well as for other vehicles on the road would help you avoid unnecessary hassle and litigation later on even when you do suffer a mishap or an accident during your travels in India or abroad
Conclusion
In case of an accident, if you do not have a valid motor insurance for third party liability policy then two cases will be filled against you- criminal case (for negligent driving) and the second one to get claim you would have to give compensation to the family of the deceased.
So now that we got that out of the way, let’s talk about motorcycle accidents.
I know it’s not good to judge others by our own standards. We are all different. Even us cyclists can’t always be like each other. However, there is one thing that I have noticed in most car accidents involving motorcycles- Bikes are not covered under third party liability insurance while vehicles are and they fall into the category of “high-risk” vehicles when it comes to insurance rates.
In order to understand better why this is so, let’s go through a few examples:
A car accident occurs in a city with public transport available and with no children playing at home? It’ll cost you far less than paying for your kid’s college education- The driver was drinking? Get your head out of his/her rear end!
A drunk driver hurts or kills a family member? He/she will be charged with murder and faces life imprisonment! Now is that worth it?! You will pay for their funeral expenses too! But hey! At least they got what they deserved compared to what they did before they were drunk!
Does a car accident occur on a road where there is no traffic police patrolling? Do you want to risk getting hit by a truck when your insurance won’t cover it? Even if there are police on duty, surely you can spot some cars behind them trying to pick them off from behind?
FAQs
What if the insurance company does not pay for the damages?
It could be a tough question to answer. But here is some information that can help you in this case. Generally, there are three main types of losses: economic, physical, and personal. However, there are sometimes situations where one type may take precedence over the others.
Such a situation might arise if an accident results in bodily injury or death of the driver and the resulting injuries require medical treatment, rehabilitation or surgery which are covered by medical bills under most motor insurance policies (medical bills are covered by insurances up to Rs 10 lakhs).
In such cases, you would be liable for paying hospital bills and related expenses incurred due to the accident even if no fault is found with your driving or riding behavior.
The legal consequence will depend on what state you live in. In some states, like Punjab and Haryana, drivers must carry Motor Vehicle liability insurance (MVIL) which covers medical expenses of accidents caused due to their negligent driving behavior.
In other states like Uttar Pradesh and Bihar liability will only be limited to payment of property damage claims not exceeding Rs 2 lakhs or damage above Rs 5 lakhs by insurers who have been authorized by the Motor Vehicle Insurance Regulatory Directorate (MVIRD) in their premises as per norms laid down by it as per Motor Vehicles Act 1961 and Rules thereunder..
If you do not have any motor insurance policy then two cases will be filled against you- criminal case (for negligent driving) and the second one to get claim you would have to give compensation to the family of the deceased motorist.
In such cases, your legal responsibility is limited only to payment of first case against you under Section 498A of IPC for negligence in driving or riding behaviour causing death or injuries which were caused due to your negligent driving behavior .
However, if your family members die in a road accident because they do not have any motor insurance then they need to take out a separate vehicle liability policy from an insurer authorized by MVIRD in its jurisdiction as per Motor Vehicles Act 1861 & Rules thereunder.
